Services
Financial Planning
A goal without a plan is simply a wish. Before you can establish a plan, it is essential to identify your goals and your desired destination in life. Once the destination has been determined, our planning services are available to help you examine the various options that may be considered to reach your goals. These services may include:
- Retirement Planning
- College Funding
- Premature Death
- Long-term Disability
- Liability Management
It is not sufficient to merely set goals and chart a path. Life happens…goals and circumstances change. As your situation changes over time, adjustments should be made to respond to these changes.
Estate Planning
Most everyone has an estate. Your estate is comprised of everything you own – your home, the contents of your home, vehicles, life insurance, investments and your other personal possessions. Whether large or small, you should determine how you would like your estate handled should you be unable to do so due to health circumstances.
5 Key Elements of an Estate Plan:
- Will
- Power of Attorney
- Health Care Directives
- Life Insurance
- Beneficiary Designations
Estate planning services focus on the transfer of assets during your lifetime or at death. CapSouth provides assistance, along with your attorney, in the review of any existing estate planning documents and in designing an updated estate plan. Once the plan has been completed, an efficient review process is established.
One of the most important components of estate planning is the assistance provided to the spouse and/or other beneficiaries of the estate following death. This includes ongoing financial guidance and counseling in addition to professional investment management of the assets. CapSouth may provide some of these ongoing services through their trustee services.
